Audrius Milukas is a passionate VC investor with extensive banking and corporate finance background. After a career in banking, Audrius has co-founded the €20M VC fund Open Circle Capital which to date has invested in 16 early-stage startups. As a VC investor, Audrius favors Fintech, SaaS, and Energy startups. Audrius is also a co-founder of two fintech startups: SME Finance - a lending business which to date has attracted more than €250M of debt capital and has financed SMEs with more than €1B, and SME Bank (ECB licensed) - the first neobank in Baltics which built over €50M portfolio in the first six months of operation.